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Buy now pay later with Klarna
We’ve partnered with Klarna to give you a better shopping experience
Express Checkout
Flexible payment
Smooth shopping. Pay on your own terms
Buyers protection
Pay in 30 days
Pay in 3
Fair financing
Shop Now. Pay with Klarna.
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Frequently Asked Questions
- About Klarna
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Founded in Stockholm, Sweden, Klarna is one of Europe's fastest-growing companies and a leading alternative payment provider. Klarna’s vision is to make shopping smoooth, adding value for consumers and retailers with unique payment options and superior customer experience. Find out more about Klarna here: https://www.klarna.com/uk/customer-service/
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- How to spend responsibly?
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Please spend responsibly. Borrowing more than you can afford could seriously affect your financial status. Make sure you can afford to make your monthly repayments on time. Klarna also offers further advice on managing your finance here.
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- What is Buy Now, Pay in 30 days?
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Only pay for what you keep. Pay up to 30 days later. No interest. No fees. No impact to your credit score.
The payment period is 30 days from the shipment of goods. Klarna will conduct a soft check as an affordability assessment in which the check has no impact upon your credit score. We can only offer you the payment methods available based on the result of the soft credit check. If approved you will then receive an email from Klarna outlining your payment plan. Your payments will be visible and manageable in the Klarna App.
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- What is interest free finance?
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Split your purchase into 3-36 equal payments, so you can spread the cost of your purchase over time. The first instalment is payable on the day of purchase. The remaining balance is then paid in equal monthly amounts over the following 3-36 months. Your first instalment will be collected when your order is confirmed at checkout and following instalments are scheduled 30 days later, respectively. No interest or fees.
Klarna will carry out an affordability assessment and a full credit check on the spot on all applications over 3 months. If approved Klarna will then extend a line of credit for your purchase, and you will receive an email from Klarna outlining your payment schedule. Your payments will be visible and manageable in the Klarna App.
Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
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- What do I do if a have a problem with Klarna payments?
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Klarna customer support is available here https://www.klarna.com/uk/customer-service/. With web chat available 24/7 and customer support lines available Mon – Sat 9 am – 6 pm Closed on public holidays.
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- What do I do if I have a problem with Philips product or delivery?
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For information on your product please contact UK support and service | Philips
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Philips is a credit broker and not a lender and is authorised and regulated by the Financial Conduct Authority (“FCA”) for the purposes of credit broking (Philips Electronics UK Limited reference 930033) Registered office: Philips Electronics UK Limited, Ascent 1, Aerospace Boulevard, Farnborough, GU14 6XW Registered in England No 446897. Credit is provided by Klarna Bank AB which is authorised and regulated by the Swedish Financial Supervisory Authority, with limited supervision by the Financial Conduct Authority and Prudential Regulation Authority in the UK. Registered office: Sveavägen 46, 111 34 Stockholm, Sweden. Corporation ID number: 556737-0431. We do not receive any commission for introducing customers to Klarna Bank AB. Please note that Klarna are an independent payment company and Philips have no influence over whether your payment with Klarna is accepted or not. The offered payment methods are only available in case of a positive credit assessment. Philips Electronics UK Limited is not a lender and acts only as an intermediary. The credit product is provided by Klarna Bank AB (publ). Klarna's Pay in 3 instalments and Klarna's Pay in 30 days credit agreements are not regulated by the FCA. Use of these and any missed payments may affect your ability to obtain credit from Klarna and other lenders. Subject to status. T&Cs apply. klarna.com/uk/terms-and-conditions
Credit/Loans are subject to status and eligibility. Restricted to permanent UK residents aged 18 and over. A full credit check will be undertaken on all applications over 3 months. Missing payments can have serious consequences for you. Your credit rating may be affected which will make it more difficult or more expensive for you to obtain credit in the future.
